Private health insurance is a valuable instrument in achieving Universal coverage. The role of private health insurance was categorized into 4 options as depicted below:
-Source of primary healthcare: Health insurance will provide cover to those who are not covered by the public sector such as in the United States.
-Alternative to public healthcare: Health insurance will provide people with an option to purchasing private cover that duplicates the public healthcare such as in the United Kingdom.
-Complimentary to public healthcare: Health insurance will provide cover to share some elements that reduce the out-of-pocket expenses such as in France.
-Supplementary to public healthcare: Health insurance will provide cover health services that is not covered by the public system such as in Canada.
